The Anonymous Widower

Should My Bank Pay Me Not To Have a Cheque Book?

I’ve written three cheques since I moved to London.  Two were for small jobs done on the house and the other was to a friend for some tickets. In all cases I could have used cash, if I’d been forewarned, but I’d have preferred to have used a credit card, a direct transfer or something like PayPal.

Thinking about it, I have a feeling, one of the cheques hasn’t been presented to my bank yet. It’s only for a few pounds, so it shouldn’t cause any trouble.

I would be happy if my bank said that if I gave up cheques, they’d give me a small financial reward. Either as a direct payment, or perhaps a discount on charges.

I wonder how long it will be before banks give up traditional premises in many cases.

Suppose there were free cashpoints in places like Starbucks.  This would get round my need to sit down to sort out everything after a withdrawal. One branch of Nationwide I use is actually next to a Starbucks anyway.

I have hardly ever seen a bank manager in recent years, but why shouldn’t they see you at a convenient location or on the phone.

August 24, 2011 - Posted by AnonW | Finance | Banks