The Zopa Return Rate Is Up
The Zopa rate so far this year has been 7.4 % before tax, including all costs and bad debts. This time last year the rate was 5.98 %
From my figures, it looks like they are short of borrowers. Have the banks finally got their act together or is it that the economy is turning?
It could also be that the bad publicity of payday loans is rubbing off! Their only connection is that they have a snappy name and they give loans, but they are a peer-to-peer lender, not a payday loan company.
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The Anonymous Widower 
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