The Stability Of Zopa’s Rates
Since Zopa brought in their safeguarding of lenders, the rates they’ve been offering for money lent over five years appears to have been pretty stable.
Average monthly rates are as follows.
Month Rate
Sep-2014 5.20
Aug-2014 5.20
Jul-2014 5.19
Jun-2014 5.11
May-2014 5.19
Apr-2014 5.00
Except for some days in June 2014, a rate of 5.2% guaranteed has been offered.