It Was Beautifully Cold Outside Carluccio’s In Waterloo
I don’t mind the cold and I ate breakfast virtually by myself outside on the balcony at Carluccio’s in Waterloo.
To be fair, staff said that it was cold and would I like to be inside. But I wanted to watch the destination board and I was wearing my thick Puffa coat!
My Personal Big Red Taxi To Waterloo
I went to Waterloo on a 76 bus from near my house. It wasn’t busy and I was the only passenger at Waterloo.
Hackney to Waterloo is not the easiest journey unless you take a roundabout route via the East London and Jubilee Lines, changing at Canada Water. The alternative better route via the Waterloo and City Line is not available at the weekends. One of the things that would encourage me to vote for a Mayoral candidate, is if they backed longer opening hours for London’s forgotten line.
Bringing Home The Sunday Papers
I get The Sunday Times on a voucher. So when I moved here, I found a shop perhaps four hundred metres away that took them.
The about a year ago, a new Asian shop opened much closer that took the vouchers, so I changed my allegiance.
Then a couple of weeks ago, I happened to go past the second shop, just after the schools had chucked out. All around the shop young people were drinking cans of crap lager and smoking.
As my house is on the way back from the shop to an estate near me with a reputation, that sighting probably explains why there is a succession of beer bottles and cans on front walls down the road. I haven’t had any recently since my new garden with its berberis was completed. Some still enter my garden though and use it as a urinal.
So as I don’t frequent shops that sell alcohol and tobacco to minors, as the latter probably helped the premature deaths of my grandfather, father and youngest son, I stopped using the Asian shop.
Generally, I’ve been going to the Sainsburys Local in the Essex Road for my papers. But yesterday, I went back to the original shop and got third degree about why I don’t go.
I’ll probably still use the first shop again, but today, as I needed some other things, I took a bus to the littleWaitrose at Highbury Corner. The only problem I had was tip-toeing through the broken glass outside the pub that is on my route to the bus stop.
Broken Glass Outside The Pub
They really ought to tidy up after the customers have gone. Most days, I suspect they just leave this sort of mess to our excellent street cleaner.
My First New Year Resolution
Over two years ago, I said I was looking for a short-sleeved dressing gown.
I still am!
After just chasing several things on the floor with my sleeves, it’s time, I bought an ordinary one and cut the sleeves down.
It’s not as though, I can’t afford it!
An Alarmist Report About Crossrail
This article in the Evening Standard. entitled Commuters facing year of disruption due to Tottenham Court Road station works has an alarmist headline.
But seeing that the same station was closed to Northern Line trains and platforms at Bond Street and Embankment have all suffered lengthy closures, without millions of Londoners marching in front of City Hall, I don’t think many will bother and will use one of the many alternative routes. Most of the comments from readers of the article, say they’re not bothered.
In a few weeks, it is rumoured that the new entrance for Tottenham Court Road station will open.
So can we have some real journalism?
A Project Management Led Approach To A New Kitchen
I said in this post which I called Reflections on Surviving Another Year, that 2015 will be the Year of the Kitchen.
I should say that I’ve only once done any real project management, but I did spent much of a working life reasonably successfully providing software solutions for project managers to use.
So let’s look at my kitchen today.
It’s a bit of a mess, but I know where everything is.
The problems are in addition to those highlighted in the pictures..
1. There is not enough space to put everything.
2. Where is my frying pan? It’s actually in one of the cupboards.
3. There are not enough electrical sockets.
4. The light is terrible.
5. I have only one sink with cheap and nasty taps.
6. The cooker hood is broken.
7. I don’t use the dishwasher, but it doesn’t work well.
8. My style of cooking uses a lot of spices and they get everywhere.
9. There is no freezer in the kitchen
I can also lay down a set of objectives about the design and installation of the new kitchen.
1. It must be capable of accepting a new AGA City60, after completion, if I should so desire. As all this requires is a flat floor, a 600 mm. wide space and a 32 amp connection, I could buy and fit one tomorrow.
2. Everything must use standard size cabinets.
3. There needs to be a button I can press, that activates a force field to chase unwanted visitors out.
4. I’m not without a sink, cooker or work surface for food preparation for more than a few days.
5. It would be nice if the freezer problem could be fixed early.
These inevitable lead to a series of work modules.
1. The area in the living room, where I would effectively create a workshop extension on the other side of the hole in the wall. This section would have a small under counter freezer, a set of drawers and some storage space. It would also cover up the central heating manifold.
2. The upper part of the wall behind the cooker, where I would replace the broken cooker hood and the two wall cabinets. A subsidiary objective here, would be to create more space to keep things out of the way of future modules.
3. The wall containing the sink by the window.
4. The side of the kitchen facing the living room.
5. The worktops and what I do to join the two halves of the back-to-back in-the-hole shared worktop. I have a very different idea for this.
The whole sequence might change, but if I do Module 1 first, it does tidy up the living room and allow me to finish it, get me a freezer and more space in the kitchen. I also don’t lose the cooker or the sink.
Peer-to-Peer Lending And Retirement
This article in the FT, entitled Zopa To Launch Product For Retirement Savers is a must-read for anybody who is retired or thinking about it. This the first paragraph.
The UK’s largest peer-to-peer lending service, Zopa, is developing a new investment product tailored to people beyond retirement age who will have much more flexible access to their pension savings from April.
It sounds that I’m using my Zopa funds in a similar way. There is one big difference though in that I’m doing it using the standard Zopa system, so I’m not paying anybody in the middle for commission or advice.
My use may have advantages, in that as funds comes available they can be stored away in Zopa.
My Zopa Summary For 2014
I’m publishing these figures, as in my view, they are very indicative of a mature Zopa account.
Remember that I started investing in 2008, so some of the money is possibly on its third loan.
I have added to the pot over the years, when I have spare money left over at the end of the month. I’ve also repatriated money at times, when because of circumstances, I have some large bills to pay.
At the start of the year I had £147,000 invested and at the year end that had risen to £156,000.
Over the year, I’ve actually taken out £16,700 and paid in £18,500, so I haven’t really paid anything into the pot.
Interest and repayments to my holding account in Zopa has been almost £96,000, which conveniently works out at £8,000 a month. So I could bring up to this sum into my bank account for paying bills every month. As these payments usually occur around the beginning of each month, it is very easy to juggle them with my approved overdraft limit to avoid paying the wunch, excess fees I don’t need to.
Over the last year, the amount of money I’ve earned works out as a return of five percent before tax.
Because most of my money has been lent out in the last couple of years or so, I suspect that a high proportion of my Zopa money is covered by their Safeguard scheme.
The downsides are that I could earn more with more risky peer-to-peer lenders and I have to pay tax on my earnings.
I never give financial investment advice, but I have found Zopa to be the ideal mattress to put my spare money in a place, where I can access it reasonably quickly. It certainly pays a better interest rate.
A Surreal Experience
I have just come back from Walthamstow on a Victoria line train. I actually sat in the empty front carriage opposite to the big window. When the train stopped at I think, Seven Sisters, I became aware that eyes were watching me. Only then did I realise that the train had stopped, so that the four puppies in an advert on the station wall stared in through the window.
What are the chances of that happening?
I had to get the Victoria Line a day later, so I thought, I’d find the puppies! It wasn’t Seven Sisters, but Tottenham Hale.
Could this advert start a whole new trend, where some of the large wall adverts in stations are arranged so that the message is aligned with the window?
Crossrail 2 And The Angel
My Crossrail alert picked up this article in the Islington Tribune entitled Angel’s landmark Co-op building could go if £20bn Crossrail scheme goes ahead. The article says this.
Cllr Klute, an architect who has studied the plans in detail, said he was concerned that all the buildings on the west side of Upper Street from Angel tube to White Lion Street could be demolished.
The building on the corner might be iconic, as the article says, but it is one of those buildings which probably doesn’t have the dimensions that fit the sort of high-tech businesses, that are being attracted to this area of London and will hopefully come even more, when Crossrail 2 opens. I took these pictures of the area.
The four corners of the Angel junction have.
- The Co-op building or Angel Corner House that Councillor Klute wants to save at the north west.
- The Angel Building which was short-listed for the Stirling Prize in 2011 at the south west.
- Some rather tired low rise buildings at the south east.
- The offices over Angel tube station which was built in the early 1990s at the north east.
I can remember when I lived in London in the 1970s, that there were plans to create a large roundabout here to solve the traffic problems. Obviously you wouldn’t do that now, as it would create all sorts of probems about how to fit in the Crossrail 2 station.
As you can see in the pictures, the buses from Kings Cross cause problems as they turn out left from White Lion Street to go North. Not perhaps today, but the buses do cause problems on days when there is more traffic around.
There is just not enough space in the area to accommodate all of the traffic and the expanded station.
The pressing need is a left turn somewhere to get the buses from Kings Cross onto Upper Street and Essex Road, so the only way is to cut the corner through the Angel Corner Building that Councillor Klute wants to save.
As someone, who catches buses at the Angel to go down the Essex Road, the bottleneck at White Lion Street often means that buses come through rather sporadically.
An improved bus service would mean that I probably spent more of my shopping time at the Angel.
So how will Crossrail 2 affect those who currently get the 38, 56,73 and other buses to the Angel and beyond?
1. Between the Angel and Victoria, Crossrail 2 will take passengers from both the 38 and 73.
2. between the Angel and Seven Sisters, Crossrail 2 will take passengers from the 73.
3. Hopefully as both Kings Cross and Euston will be on Crossrail 2, the need for buses between Kings Cross and the Angel will be greatly reduced.
Looking at that, it says to my simple mind, that building Crossrail 2, might mean that there is less need to demolish the Angel Corner Building, as it might be possible to eliminate the left turn of buses, which creates such a problem.
If the space at the Angel and the buses turning north are one of the problems, then the bizarre design of the new station at the Angel in the early 1990s is another.
Plans for Crossrail 2 in the 1980s went via Angel and Essex Road from Kings Cross to Dalston. A few years later the 1990s route went via Highbury and Islington only.
So was the bizarre layout of Angel tube station down to this uncertainty? Who’d be an architect, when politicians keep changing their minds?
The article also says this.
Cllr Klute said if there is going to be a rail development he’d rather see a tube line running along the Hackney to Chelsea section. “It would probably be cheaper and a lot less disruptive and damaging,” he said. “It could also take in Essex Road and Old Street, which is less well connected.
“A tube train would also be of more use to Londoners. The fact that they want to run regional trains across Islington seems to suggest that they are more interested in shipping people from outside London rather than moving people around the capital.”
On the first point it would be madness to bore a tube line from Chelsea to Hackney, as you’d then have to build terminal stations at both ends to turnback the tube trains.
We already have two two different fleets being built for the new lines under London, with Class 700 trains for Thameslink and Class 345 trains for Crossrail. Engineering, operational, economic and political common sense, says that these two trains should have been virtually identical and made in Derby by Bombardier. Logic says that if Crossrail and Crossrail 2 trains are identical, then there should be cost and time savings in both train manufacture of the trains and design and building of the stations.
I would think from reading the second of Councillor Klute statements about regional trains, he tends to have thoughts that would be very much at home in UKIP.
Crossrail 2 isn’t perfect, but it will be needed in the late 2020s.
I think that by the time it is being built, improvements in construction, that in many cases are being used on Crossrail will be used to both save time and money, and build a better railway.
As a simple example, could the techniques used at Whitechapel enable Crossrail 2 stations to be built from the deep rail tunnels upwards, thus creating less disturbance to buildings on the surface.
Perhaps this would enable the Angel Corner Building to be gutted and left as a shell, in which the escalators could emerge and the new western entrance to Angel station could be built.
So the Angel would have an iconic station entrance on the west side of the main north-south route through the Angel. Hopefully, the new extended station would include a much needed subway across the road.
The Anonymous Widower 