The American Lottery
The news this morning carries a story that the Mega Millions lottery in the United States
It used to be the case, that American lottery winners paid tax on the winnings.
So that might be the worst prize as well!
One of My Zopa Bad Debts Has Gone Missing
Ever since the 3rd of March, I have had 13 bad debts, that have cost me the sum of £413.77. As I have the sum of nearly £ 38,000 invested with well over 2,000 borrowers, that doesn’t seem to be too bad to me.
A strange thing has just happened in that the bad debt count has dropped to 12 with a total of £405.34. I suppose the explanation is simple in that some money has been recovered from a debtor.
I’ll check in the morning to see it is not a figment of my imagination. It’s the morning now and it is still missing, so someone must have paid it.
Paying Credit Cards
I have two credit cards; one with my bank and one with John Lewis. Today I paid the bills and transferred some money to each from my on-line account.
I used the bank’s faster payments system for the John Lewis account and it disappeared from my account immediately, but on past form it’ll take a few days to get to my account there.
The internal transfer hasn’t left my account yet and it hasn’t been credited to the other account, which I suppose is fair.
As I’m in all day. I’ll be updating this post during the day.
Bank Transfers Not Happening
I tried a couple of times make a couple of on-line payments this morning and my son also tried to send me something. But nothing went through.
My only thoughts is that they are setting up so many ISAs, that the system is creaking.
Zopa Mentioned in the Guardian
My Google Alert for Zopa found this report in the Guardian. It’s not particularly relevant to Zopa or peer-to-peer lending as this extract shows.
Not all hairdressers are on one giant VAT dodge, otherwise there would have been some public outcry and we would all, by now, be doing each other’s hair (we would call it peer-to-peer grooming, it would be somewhere between Zopa and a zoo, and it wouldn’t matter what we looked like, because we’d all look the same).
But it does show that you should choose a unique name for your company.
A Good Week for Coeliacs
On Tuesday in the Budget, George Osborne introduced a tax on hot takeaway food. Am I bothered? As a coeliac, who can’t eat any gluten, of course not, as most that will be taxed, would cost me a fortune in toilet paper, if I ate it!
Then today, the Government proposes a minimum price for alcohol. As coeliacs can only drink good quality wine, cider and spirits, I doubt many will be upset!
Nationwide Login Problems
I like to login to my account at Nationwide each morning to see if there are any payments or credits, and that what are there are what I expect.
However, since Sunday, I have been unable to login. Each day, I got a message saying that the system would by back by 06:00.
Due to essential maintenance work some services will be unavailable on Tuesday 20/03/2012 between approximately 00:01 and 06:00 – we apologise for any inconvenience this will cause.
It’s now well past that time.
This is just not good enough.
Update on 21st March 2012
I have since found out what the problem was. I use Google Chrome as my default browser and have done for a couple of months, when I had problems in internet Explorer, whilst using WordPress. This behaviour only showed up in this browser and when I used Internet Explorer everything was fine.
This morning Google Chrome is working fine.
I may have found the solution, but how many customers of Nationwide use Google Chrome and don’t have the computer knowledge I do. In fact because of the WordPress problem, I’m a bit suspicious that all browsers don’t sing to the same hymn-sheet. It does mean that web designers must do a lot more testing, so they don’t get bad publicity because of unforseen changes to the design of browsers.
From both the web designers and the customers points of view it’s a nightmare.
The only way to spot this sort of problem early is to test sites continuously and analyse the web logs every day. The Nationwide problem might have been picked up from the latter, by indicating that there were a lot of login failures with Google Chrome.
A Government Income and Expenditure Statement
I proposed one of these years ago. It has been reported that they might bring in an Expenditure statement for taxpayers.
You’d be surprised about how much and how little some taxes raise.
An Expenditure statement is useless without an Income one.
Groupon Told to Improve
I’ve always felt the web site, Groupon, a bit suspect and in the “If-it-looks-too-good-to-be-true- then it-must-be” category, so if any offer has anything to do with it, I ignore it.
So now the Office of Fair Trading has told it to improve as reported here on the BBC.
I’ll ignore it even more, if that were possible.
The Anonymous Widower 