My Zopa Spreadsheet
I have a spreadsheet written in Excel, that documents all of my Zopa investment.
What I find about Excel is that it is so illogical and nothing is intuitive. When I wrote a PC-based version of Artemis, that was a project management, spreadsheet and a graphics program, it was way in advance of Excel today for ease-of-use. But then it didn’t have all the features.
Am I being arrogant?
No! At my age and state of health I have that luxury.
On a more important theme, is the spreadsheet telling me what I should do with Zopa?
I think so and I’ll be making changes to my lending philosophy in the next few days.
Zopa Mentioned in the Guardian
My Google Alert for Zopa found this report in the Guardian. It’s not particularly relevant to Zopa or peer-to-peer lending as this extract shows.
Not all hairdressers are on one giant VAT dodge, otherwise there would have been some public outcry and we would all, by now, be doing each other’s hair (we would call it peer-to-peer grooming, it would be somewhere between Zopa and a zoo, and it wouldn’t matter what we looked like, because we’d all look the same).
But it does show that you should choose a unique name for your company.
Right-Handed Typing
I’ve now decided, that even if the mangled nerves in my left arm, aren’t the cause of my problems, holding up my left arm for typing irritates the hand and makes everything worse.
So I’ve now started using just my right hand for typing. I just rest my left arm and hand in my lap.
Years ago, there was a picture taken of me, in a recumbent position with the monitor more-or-less between my feet, which were on the desk and the keyboard in my lap. So I’ve always had problems about getting a convenient position for typing.
I’ve looked for one-handed keyboards on the web and there is nothing like I want. Although, one site says a laptop keyboard is best for one-handed typing and that is what I use anyway.
One thing that may affect my typing is that I’ve done any awful lot of setting of letterpress type. This is a right-handed operation, where the stick is held in the left and the letters are picked and placed by the right. I’m not sure, if I ever did any typsetting after my arm was broken, but if I did, it could explain how easy I find this method of typing.
After all, the last four or five posts have been done this way!
Nationwide Login Problems
I like to login to my account at Nationwide each morning to see if there are any payments or credits, and that what are there are what I expect.
However, since Sunday, I have been unable to login. Each day, I got a message saying that the system would by back by 06:00.
Due to essential maintenance work some services will be unavailable on Tuesday 20/03/2012 between approximately 00:01 and 06:00 – we apologise for any inconvenience this will cause.
It’s now well past that time.
This is just not good enough.
Update on 21st March 2012
I have since found out what the problem was. I use Google Chrome as my default browser and have done for a couple of months, when I had problems in internet Explorer, whilst using WordPress. This behaviour only showed up in this browser and when I used Internet Explorer everything was fine.
This morning Google Chrome is working fine.
I may have found the solution, but how many customers of Nationwide use Google Chrome and don’t have the computer knowledge I do. In fact because of the WordPress problem, I’m a bit suspicious that all browsers don’t sing to the same hymn-sheet. It does mean that web designers must do a lot more testing, so they don’t get bad publicity because of unforseen changes to the design of browsers.
From both the web designers and the customers points of view it’s a nightmare.
The only way to spot this sort of problem early is to test sites continuously and analyse the web logs every day. The Nationwide problem might have been picked up from the latter, by indicating that there were a lot of login failures with Google Chrome.
Commenting on Television and Radio Programs
I like to comment on BBC programs. But increasingly programs are expecting you to comment via Facebook. Which I won’t join!
What’s wrong with e-mail?
Groupon Told to Improve
I’ve always felt the web site, Groupon, a bit suspect and in the “If-it-looks-too-good-to-be-true- then it-must-be” category, so if any offer has anything to do with it, I ignore it.
So now the Office of Fair Trading has told it to improve as reported here on the BBC.
I’ll ignore it even more, if that were possible.
There is a Black Market for the New iPad
I’ve never got this thing about Apple products. So when I see there’s now a black market for iPads in last night’s Evening Standard, I’m reminded of the phrase about there’s one born every minute.
The full article is here.
What happens if the computer you buy, is the rare one that fails?
I sometimes think that the only good thing about Apple is that every product sold means a royalty for a company called ARM in Cambridge. And that can’t hurt the British economy!
Has ARM Cracked the Internet of Things?
Probably not yet, but reports like this one are circulating on the Web, that they’ve made a good start on the problem of solving the Internet of Things.
To crack the problem, you need a very small chip, which uses virtually no power. Both of these are ARM‘s specialities.
Buy Your iPad From Tesco
You can get one for £49.99 from Tesco according to this story on the BBC.
But you had better hurry, before they rectify their mistake.
I shall not be buying, as I don’t like apple products or Tesco.
The Reliability of Zopa
Every morning I check the status of my Zopa and normal bank accounts.
Zopa was fine today, but my bank account was inaccessible for routine maintenance from midnight yesterday until eight this morning.
It got me thinking that I don’t think in the over four years, I have used Zopa, I’ve never not been able to access the system.
To be fair though, I have hit a couple of bugs in the past, which have resulted in say the system hanging until I have logged back in, but I certainly haven’t had a problem in the last couple of years, when my use of the system has been heaviest.
So if you worry about Zopa’s reliability, I’d say it’s probably up there with the best financial institutions.
On the related subject of fraud on Zopa, I found this article on the web. The writer makes a lot of sound points.
The Anonymous Widower 