The Anonymous Widower

Perhaps the Funniest Address On A Spam E-Mail

I just had to laugh, when I saw this address on a typical lottery scam e-mail.

From The E-mail Lottery Winner Office Address: 23-31 Huddersfield Row, West Yorkshire United Arab Emirate HD2 5TXR

Tel: +971527819868

Contact Agent: Mr. Frank Anderson

Obviously, West Yorkshire is not in the United Arab Emirate or the United Arab Emirates even.

But the phone code, 971, is in the UAE.

The address and post code obviously aren’t valid.

I’ve checked the headers of the e-mail and it might have come from the UAE.

It did create an early morning titter, though!

 

January 21, 2013 Posted by | Computing | , , | 1 Comment

Improving Banking Security

There is an article about the security level of chip and pin on the BBC’s web site. It got me thinking.

I am careful with my bank debit and credit cards and feel that with on-line banking, not enough is done to create a more flexible and much more secure system, by using the power of the servers to make things difficult for a criminal.

Logging In

I always log in from memory, rather than use the little machine that my bank gave me. As the customer number and passwords are not written down anywhere, even with the card and the machine, it would be difficult to log in to my account, unless they had co-operation from someone inside the bank.

There is a big flaw in the bank’s security, in the fact that all the machines are identical, which means criminals only have to get one to use this method of logging in, if they have a stolen debit card and the customer number. I needed a new one and just went into a branch and asked for one.  They didn’t ask me any questions, before I got a new one.

I very much like the login system used by Zopa. It is very secure and very simple, and I would suspect most people would not need to write anything down to login first time.  Something, you can’t say about many systems I’ve seen.

Restricting Cash Withdrawals

I have never understood why thee is nowhere in your on-line banking account, where you can set parameters about how and where you can draw money out through cash machines.

In a simple case, you might impose limits on the amount of money that could be withdrawn at any one time, or say in a week or month.

I would impose a limit of up to a hundred at any one time.  If I needed more, I could always change the limit. You wouldn’t want to make it too complicated, as it would start to get onerous.

Better Bank Statements

When I look at my bank statement on-line, the cash withdrawals, just say how much I’ve withdrawn and the name of the bank. Some of the direct debits are well documented either.

it would be very easy to say give every cash point machine a unique reference, so when you checked the statement, you would quickly notice a transaction that was perhaps done with a cloned card.

The more information you gave customers, the more likely they would be to spot something that wasn’t correct.

An Emergency Pin Number

You hear stories about criminals threatening cash point users and getting them to draw money out.  So why not have an emergency pin number, that smallows the card, perhaps gives out a few pounds and then says something like.

This machine as run out of money, please try another machine.

Whatever the system did would have to be carefully thought out, to avoid the criminal taking it out on the victim.

SMS Confirmation Of Bigger Transactions

I’ve never understood, why this couldn’t be done, as any message relating to a purchase you hadn’t made, would give you warning.

I’ve always felt that this would be very effective, even if only a few cards were setup this way. But would criminals take the chance of using a card that was, when it might start an immediate chase.

In some ways, what seems to be sad is that all on-line banking is so similar, when there are so many things that can be done to make the system much more secure for both the bank and its customers.

Banks are just so conservative and don’t innovate. Which is why they’re going to fail even more.

January 19, 2013 Posted by | Business, Computing, Finance & Investment, World | , , | 1 Comment

David Versus Goliath Or ARM Versus Intel

I have just read this article in the Motley Fool about David or ARM Holdings taking on Goliath or Intel.

The article has been given the title The Reason ARM Holdings Is Dominating Intel, but interestingly the web page is called Why ARM Holdings Destined  Destroy Intel. This name is chosen by the blogging software, from the first title used for the article taking out the short connecting words, like is and to. Look at the title and web address of this post.

But I suppose someone in management at The Motley Fool felt it was a bit provocative.

I don’t, as I think Intel is doomed.

As we need to process and store more and more data, one of the biggest limitations will be the amount of power needed.

As an example look at the average smart phone. It may have lots of features and processing power, but this often comes at the price of a short period of operation before the phone needs recharging. Now virtually all smart phones are built around ARM chips, as the Intel chips use too much power. This power consumption of ARM chips is one of the main reasons they are dominant in portable devices like smart phones and tablets.

The vast server farms have a similar problem and I’ve read that about ten percent of the world’s electricity consumption could be used to power them in the future. So a low-power route would be to everybody’s advantage. And ARM is the low power processor, although Intel are starting to design processors that are more efficient. Intel might be able to put up a strong fight, but I believe there’s one big reason, why it won’t.

Intel is a conservative company, that sticks to a philosophy that has worked for years.  And getting companies with a vast investment in a proven philosophy to change, when the writing appears on the wall is not easy! Especially, when you are selling product to equally conservative companies, who don’t want to change their philosophies.

Let’s say you are a server manufacturer like Hewlett-Packard. You know you have to go with lower powered processors to maintain your market share.

You have two choices; wait for Intel’s product to arrive or design your own low-power processors around the ARM technology and get them manufactured by any one of a number of companies.

The second approach is probably the one with the lowest risk, so you at least have to try it. If it fails, you can still go with Intel’s new low power chips.

If you don’t succeed, then it is absolutely certain that someone else will develop a low power server using ARM technology. So your traditional market will go bang anyway!

It also has the great advantage, that if you do it successfully, Intel will start to worry, that you’ll go down the same route with all the other chips you buy from them. so you may get better prices for the other chips.

If you don’t succeed, then it is absolutely certain that someone else will develop a low power server using ARM technology. So your traditional market will go bang anyway!

The main loser in either scenario is Intel.

You have to remember how dominant IBM was in the 1960s.  They had a philosophy that worked well, but where are they now! They’re just a shadow of their former selves where hardware is concerned. Smaller and more innovative companies chipped away at their market.

I would also throw in a view on how hardware designers and programmers think. Basically, ninety percent are anarchists, who believe in destroy and rebuild much better, so they will always decry the architecture of companies like Intel and go for something that appeals to their dark side.

ARM was that forbidden fruit that only a few companies used.  But now it is so mainstream, you can satisfy your own preferences and those of management as well.

In five or ten years time, they’ll be writing articles about how the new processor on the block is going to destroy ARM.

January 18, 2013 Posted by | Computing, World | , , , | 2 Comments

The Man Who Outsourced Himself

This curious tale shows the power of the Internet. an obviously intelligent employee in the US, got a consulting firm in China to do his job, using the Internet.

I bet he’s not the only one who’s doing this!

January 16, 2013 Posted by | Computing, News | , , | Leave a comment

And Now The iPotty!

I didn’t believe it, when I heard this on the radio.

But the iPotty is here.

I think it’s one of those ideas that might work for girls, but boys tend to spray everything in front, after the experience of our three sons. Or in some cases stand up and poo on the floor in front.  I wonder, what that would do to an iPad!

January 14, 2013 Posted by | Computing, World | , , | Leave a comment

Wi-Fi In London Stations

Wi-fi is available on several tube stations through Virgin Media.

Wi-Fi In London Stations

Wi-Fi In London Stations

You can read about it here.

It would appear that if you’re not a customer of Virgin Media, EE or Vodafone, you’ll have to pay. I’m not, but then I don’t think connecting will give me much advantage.

 

January 13, 2013 Posted by | Computing, Transport/Travel | , | Leave a comment

Free Wi-Fi In Marks And Spencer

I had a cup of tea in the new Marks and Spencer in New Change in the City today and they have free wi-fi.

Free Wi-Fi In Marks And Spencer

Free Wi-Fi In Marks And Spencer

Although, you do need to sign up to something called The Cloud. I just did on my home machine and it doesn’t seem to onerous.

January 12, 2013 Posted by | Computing | , , , | Leave a comment

The Onward March of ARM

I’ve always kept a watching brief for ARM Holdings. Partly because it was local to where I lived, but mainly because one of the founders was Robin Saxby, who was in my year at Liverpool University.

I have just read this report in Forbes. There are some facts in that report, that will shape the world.  Consider this abstract.

East (The ARM CEO) notes that by some estimates IT equipment now suck down 10% of the world electric power already; he also notes that there are estimates that in the next few years that the amount of data creates could increase  100x, or maybe 1000x. Even at 10x, he notes, we’re going to run out of power at the current consumption rates. “They are going to switch to ARM because it is all about the power,” he says. “The digital world is not going to become a reality unless servers and network infrastructure is designed in a different way….ARM is a tool in the toolbox for making this stuff more sustainable.”

Generation of electricity is one of the causes of global warming, as so much is generated by fossil fuels. So a small company in Cambridge will become a major player in the fight, just because its chip designs are so much more efficient.

Reading the Forbes article, says to me, that ARM can only get an awful lot bigger. But it is all about brain power and not about manufacturing in the traditional sense. On the other hand, ARM has been and will continue to be a company, whose technology enables other companies to start up in innumerable fields.

January 11, 2013 Posted by | Computing, News, World | , | Leave a comment

Do I Need A Smart Phone?

I’ve recently bought a Samsung Tab 2 7.  This is the seven inch screen or the small one.

I can keep it in my pocket and use it to send e-mails and surf the Internet. I checked my Zopa and bank details on Saturday and even entered a small post to this blog.

I’ve only a wi-fi version, which proved excellent on the train on Saturday.  But then we are seeing more and more free wi-fi hotspots in pubs and cafes everywhere.

So quite frankly, I’ll stick to my Nokia 6310i for phone calls and text messages.

Who needs a smart phone?

January 7, 2013 Posted by | Computing | , , , | 7 Comments

Why Has Google News Got Worse?

When I want details on something, say like Dalston Junction station, I will use Google to search for it. Then for any news, there used to be a simple button, which repeated the search on just the news.

That seems to have disappeared and now in most cases I have to open up Google News and start the search again. I supose, it’s an improvement setup by some idiot just out of nappies.

I also find that it always wants me to sign in to my GMail account to store my alerts there.  But I prefer them on my standard e-mail, which has nothing to do with GMail.

I suppose they are annoying me, so I use my GMail account, which can then be processed to send me all sorts of spam for products I don’t want.

As they don’t pay enough tax in the UK, I think I might look for another search engine, that does pay the proper rate.

January 2, 2013 Posted by | Computing, News | , , , | Leave a comment